Finding a REALTOR® is first on the list before getting pre-qualified with a lender for a specific reason. REALTORs® can be a good source for referals to lenders. Having an REALTOR® and lender that have a good working relationship will help make for a smoother transaction. There are specific deadlines if not met can cost you the purchase or a home and even possibly forfeiting earnest money.

If you have already gotten pre-qualified and have not yet got a REALTOR® selected, ask your lender if they have anyone they would like to recommend.